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Frequently Asked Questions

What areas do you build custom homes in?

Smith Custom Homes builds custom homes throughout Tampa, Florida and the surrounding counties including Hillsborough, Pasco, Pinellas, Polk, Manatee, and Sarasota. They tailor builds to each area’s specific needs and county requirements.

How long does the custom home building process typically take?

The custom home construction timeline varies with project complexity, but most contracts are completed in about 18–24 months from signing to move-in. This schedule accounts for design, permitting, construction, and finishing.

Can I use my own architectural plans?

You can bring your own home plans as a reference, but Smith Custom Homes prefers to redesign and tailor them through their affiliated drafters and engineers to best fit your vision and local codes. They won’t simply copy plans, but will collaborate with you to make adjustments.

What customization options are available?

Homes are highly customizable, starting from their existing portfolio of floor plans but allowing changes to layout, finishes, and features to meet your lifestyle and needs. Every project is designed to reflect the homeowner’s unique preferences rather than being a “cookie-cutter” model.

Do you offer financing and what types?

Yes — they accept cash or construction loan financing and work with a list of preferred lenders that offer a range of construction financing options. This helps streamline funding as part of your build process.

Do you handle design, permitting, and project management?

Yes — Smith Custom Homes is a turnkey builder that manages home design, drafting, engineering, permitting, and daily project oversight. Every build has a dedicated project manager who ensures quality control and progress from start to finish.